One of the best Investment Fund Many years

The best investment fund for average investors could be an investment fund for many seasons, your best investment to just buy and hold. This investment package would have been a fund of mutual funds to keep in good times and bad. Where do you will find this investment?

Many investors need total balance inside their investment portfolio to be able to make their money grow while avoiding heavy investment losses. Even the very best funds today fall a little short of the goal, but you are able to assemble your own personal best investment fund from the list of mutual funds available from the major fund families like Fidelity and Vanguard. Here are the instructions.

The best investment fund formula: Two parts traditional balanced fund banks for sale, and something part money market and one part alternative investment fund. Mix together and stir annually for best investment results. Assembling this investment fund requires only three steps, and the initial two are simple. Here's everything you do.

Put ½ of your money that's earmarked for long-term growth in a normal balanced fund that allocates 60% to stocks and a lot of the rest to bonds. This is the traditional balanced portfolio for growth and higher income. Then put ¼ in a money market fund for safety with interest income in the proper execution of dividends. So you have only one step left to reach total balance and the very best investment portfolio to keep year in and year out, in good times and bad. Risk level: moderate.

Our final step requires some assembly because to my knowledge no fund company offers an alternative investment fund; but some provide the pieces and parts (funds) you need to complete the job. They fall underneath the following types of equity (stock) funds: international, gold, real estate, and natural resources (or energy). The final three are referred to as specialty funds because they specialize in specific sectors or industries. These particular sectors concentrate on areas that qualify as alternative investments.

The remaining ¼ of your money goes to this alternative investment fund, in mutual fund categories as follows: 2 parts international, and 1 part gold, 1 part real estate, and 1 part natural resources or energy. At this point you have assembled the very best investment fund I can produce, and it will appear similar to this: 50% balanced funds, 25% money market, 10% international, and 5% each to gold, real estate and natural resources. I call this portfolio an overall total balance fund... set up to weather good times and bad.

It's the alternative investment ¼ that actually makes the difference and creates total balance in your current portfolio. When the U.S. stock and/or bond market are performing poorly, you've got a back up in the proper execution of international investments, gold, real estate and natural resources or energy.

Some day the major mutual fund companies will probably launch an overall total balance and/or alternative investment fund because it creates good investment sense. Pension funds and other large institutional investors expanded their investment horizons years ago. Until the period, assembling your best investment fund will require a little assembly.

One per year you need to check to make sure that your allocation percentages of 50%, 25%, 10%, 5%, 5%, 5% are on the right track and total 100%. When any of them gets out of line by a couple of percentage points or maybe more its time to maneuver money to get your balance back line. That's not plenty of maintenance considering the fact that the remainder of the time you've got real balance employed by you year after year.

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